When I bought my house it came with a home warranty for a year which could theroeticaly last forever if I kept renewing it. With this plan I had for the house if the fridge would break the company would fix it. If the water heater broke they would fix it. Is there something like that for boats whereas if the engine stopped working someone could come out and fix it after paying a deducatable.
Not that I have ever found. The only good boat insurance was Towboat US, although some stand by SeaTow, (Friggin Pirates). It is the best $120 I have ever spent, and covers quite a few things that will go wrong on a boat. to come out and fix a boat on the water you will have to pay their going rate. Sea Tow was $275 per boat, per hour so if one stays on scene to assist and the other goes to get parts you are looking at $550 for however long it takes to fix the problem. there is no deductible, you just owe the entire balance of the bill the same day they provide assistance. Boats will not come with warranties where they will get fixed on the scene and the owner pays a small deductible.
If their is such an extended warranty then it would probably cost more then you would get out of it. My regular boat insurance covers any accidents such as hitting something underwater or sinking or collision. Most new motors come with a warranty with an option to buy an extension but this does not cover wear and tear.
New boats and engines generally come with an equipment warranty, but I’ve never seen one that includes ‘road service. ‘ A boat bought through a broker, will usually be warrantied until the moment you first leave the broker’s dock. Boats require a lot of maintanance and reliability depends a lot of usage, abuse and regular servicing of the mechanical systems. Most of the ancillary equipment, like the water heater, will be warranted by the manufacturer for a while. Very expensive equipment may come with a warranty the reumburses the cost of removal and repair. One solution to your question is to use one of the short term time-share or lease company’s rather than own your own boat. With them, you own a block of time on a boat, but the boat itself and it’s maintenance belong to the company. No matter how you cut it, boat ownership is expensive. . . it ain’t like a car.
I agree with Aaron.
I don’t know of any. I always say, “a boat is a hole in the water you throw money into. ”
I did find a good boat insurance company. Last summer I breached the hull and the insurance company replaced it instead of patching it.